Mounting bills can put stress on any family's budget, but when there isn't enough income coming in to pay off those debts, late bill payments are inevitable. If you find yourself facing insurmountable debt and bankruptcy appears to be your only option, contact an experienced bankruptcy attorney to discuss your options.
Learn More About Bankruptcy
Bankruptcy is a powerful legal tool that can help you get out of debt and get creditors off your back for good. At the Law Offices of Kenneth Gallant, I have over 30 years of experience helping people throughout the Rochester, New York, area with the bankruptcy process. Whether you are filing for Chapter 7 or Chapter 13 bankruptcy, I will work with you personally to achieve your financial goals. Many of my clients enter the bankruptcy process feeling discouraged and downright hopeless. But after our first meeting, they see the possibilities and how total freedom from debt can truly be a reality.
To learn more about bankruptcy please visit our bankruptcy practice area page.
To schedule your free initial consultation, contact my law firm online or by telephone at 888-881-8916.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
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Do you need help filing for Chapter 7 or Chapter 13 bankruptcy? An experienced bankruptcy lawyer can help you achieve total debt relief.
Debt can make life miserable, but there is a way out. Filing for bankruptcy can help you put your debt problems behind you for good. An experienced attorney can help you achieve a fresh financial start.
Surviving the Emotional Effects of Bankruptcy
No matter what circumstances ultimately led to filing bankruptcy, both the practical and the emotional impact on the debtor will be enormous. Confronting the emotional and psychological issues surrounding bankruptcy and reaching an understanding and acceptance of the situation are essential to rebuilding and maintaining a successful financial life. The experienced bankruptcy attorneys at Law Offices of Kenneth Gallant in Rochester, New York, can guide a debtor through the complicated legal, financial and emotional maze of bankruptcy and steer him or her in the right direction for the future.
Filing bankruptcy can, without a doubt, stir up many negative emotions. The debtor's sense of self-worth is often closely tied to his or her financial circumstances. Loss of money can be experienced as a loss of identity, self-esteem and confidence. We live in a society in which image is seemingly bought through possessions. Money can be viewed as a powerful currency not only in a purely economic sense, but also in relationships and thus a real or perceived loss of interpersonal power can ensue when bankruptcy is filed.
Understanding these emotions can help disentangle the practical realities of money from the possibly destructive or limiting emotional response to bankruptcy.
At times of significant loss, people tend to feel that their entire foundation has been shaken and that their most fundamental sense of security has been disrupted. They question their trust in themselves, in others and in the world at large. Although it may be natural for many to bury these frightening emotions, bringing core insecurities to a conscious level can actually reduce fear and the feeling of being out-of-control, which enables individuals to start tackling their situations constructively. In addition, the counsel of a seasoned bankruptcy attorney at Law Offices of Kenneth Gallant in Rochester, New York, can see a debtor through the tough times and guide him or her to a brighter financial future.
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