Chapter 7 Bankruptcy Lawyer In Rochester, New York

Chapter 7 bankruptcy can wipe out overwhelming debt in a single stroke. It is a very effective means of debt relief for people who are overwhelmed by credit card debt, medical bills and other unsecured debt. At Law Offices of Kenneth Gallant, I have over 30 years of experience helping people through the bankruptcy process. I understand the stress and anxiety your debt is causing you. I want to help you put your debt problems behind you for good.

Contact my law firm today online or by telephone at 585-232-7560 to speak with an experienced New York Chapter 7 bankruptcy attorney. For your convenience, I have law offices located throughout the Rochester, New York, area.

Is Chapter 7 Bankruptcy Right For You?

At the Law Offices of Kenneth Gallant, I help people file for Chapter 7 and Chapter 13 bankruptcy. Chapter 7 bankruptcy is also known as "liquidation" because the process calls for the debtors assets to be liquidated and sold to pay off creditors. In reality, few people lose any assets at all (see the section below.)

Once you file for Chapter 7, your creditors are legally forbidden from taking any action against you, or from even contacting you at all. The creditor harassment will stop. They will no longer be able to threaten you with foreclosure and wage garnishment.

I believe that thoroughness and attention to detail are the keys to filing a successful claim. As your bankruptcy attorney, I will leave no stone unturned in order to best pursue your financial future and protect you from unnecessary liability.

There Is Little To Lose

A common misconception about Chapter 7 bankruptcy is that people who file lose all of their personal property. In reality, most people who file do not lose anything at all. If you file for Chapter 7, you will most likely be able to keep your house, your car and all of your personal property. There are exempt assets and non-exempt assets. The non-exempt assets get "liquidated" and the proceeds are used to pay back creditors, but most people who qualify for Chapter 7 bankruptcy do not have any non-exempt assets to begin with.

Call Today For Your Free Initial Consultation

If you are struggling with debt and would like more information about Chapter 7 bankruptcy, I am here to help. Contact my law firm today online or by telephone at 585-232-7560 to speak with a knowledgeable New York debt relief lawyer. I offer free initial consultations and reasonable rates. I will meet with you personally in one of my conveniently located law offices.

My firm is a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.