If you're currently facing a financial crisis, you are definitely not alone in your struggle. In fact, if you were to survey the first 50 people you pass on a New York street, the majority would likely say they have experienced serious money problems at one time or other in their lives. Restoring financial stability is often possible, if you know how to determine a best course of action.
Regardless of what the exact issues were that led to your financial problems, perhaps you faced a medical emergency or lost your job, Chapter 7 bankruptcy might be an option for debt relief you want to consider. As with most debt relief programs, there are eligibility requirements you must meet before submitting an application.