If you're one of thousands of New Yorkers who are currently facing financial trouble, you are definitely not alone in your struggle. In recent years, the U.S. economy has greatly fluctuated, first plummeting then slowly rising back to a more stable position. Economics typically falls under three main categories: global, local and personal. You may notice that each of the categories impacts the other. In short, if the U.S. economy takes a hit, your personal finances might suffer as well.