It is possible that you did not suddenly wake up one day to find yourself facing insurmountable debt. You may have noticed for some time that your credit card bills were getting higher, as you were only able to make minimum payments, and your other loan balances...

Your money problems may remain on your mind constantly. You may hesitate before making any purchase, even for necessities, because you worry that your credit card will decline or that you just simply do not have the funds to pay for the items. As a result, you may be...

Deciding to file for Chapter 7 bankruptcy may have been a difficult choice for you. Like many in New York, you may have worried about the stigma of bankruptcy and the way your family and friends would see you differently. However, your financial situation forced you...

The decision to file for bankruptcy often follows months or even years of financial hardship and struggling with debt. If you have reached the point where you acknowledge you need to take legal steps to deal with your debt, it is then necessary to decide which chapter...

If you're currently facing a financial crisis, you are definitely not alone in your struggle. In fact, if you were to survey the first 50 people you pass on a New York street, the majority would likely say they have experienced serious money problems at one time or...

If you're one of thousands of New Yorkers who are currently facing financial trouble, you are definitely not alone in your struggle. In recent years, the U.S. economy has greatly fluctuated, first plummeting then slowly rising back to a more stable position. Economics...

If you use your credit card to purchase items online or in person in a New York department store and never make an effort to satisfy your debt, collections agencies have the right to contact you to attempt to secure payment. However, just because you have an existing...