Is Chapter 7 Bankruptcy Right For Your Family?

At the Law Office of Kenneth Gallant, I help people file for Chapter 7 and Chapter 13 bankruptcy. Chapter 7 bankruptcy is also known as “liquidation” because the process calls for the debtor’s assets to be liquidated and sold to pay off creditors. In reality, few people lose any assets at all.

I believe that thoroughness and attention to detail are the keys to filing a successful claim. As your bankruptcy attorney, I will leave no stone unturned to best pursue your financial future and protect you from unnecessary liability.

There Is Little To Lose

A common misconception about Chapter 7 bankruptcy is that people who file lose all of their personal property. In reality, most people who file do not lose anything at all. If you file for Chapter 7, you will most likely be able to keep your house, your car and all of your personal property. There are exempt assets and nonexempt assets. The nonexempt assets get liquidated and the proceeds are used to pay back creditors, but most people who qualify for Chapter 7 bankruptcy do not have any nonexempt assets to begin with.

Once you file for Chapter 7, your creditors are legally forbidden from taking any action against you or from even contacting you at all. The creditor harassment will stop. They will no longer be able to threaten you with foreclosure and wage garnishment.

Discuss Chapter 7 Bankruptcy With A Capable Attorney

If you are struggling with debt and would like more information about Chapter 7 bankruptcy, I am here to help. Contact the Law Office of Kenneth Gallant online or by telephone at 585-232-7560 to speak with a knowledgeable New York debt relief lawyer. I offer free initial consultations and reasonable rates. I will meet with you personally in one of my conveniently located law offices.

My firm is a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.